Individual investors

This website is for individual investors (or retail investors) based within or outside of the UK or channel islands, wanting to invest in funds through ISAs or unit trusts.

Please select your country of residence*:
(*country of residence if an individual or country of operation if a corporation)

Please read the legal and regulatory terms and conditions that apply when using this website. By entering, you are confirming you are an ‘individual investor’, accepting the terms and conditions of use.

How to invest

Investments are always a balance between risk and reward. Before you choose to invest with us, there are a few important things to consider...

Make an informed decision

If you buy an investment product based on financial advice and a recommendation, you should get a product that meets your needs and is suitable for your particular circumstances.  Financial advice will depend on a number of factors such as what product you are looking for, your finances and your short and long-term goals.

If you have any questions about investing in Rathbone funds, and its suitability, a financial adviser can help you make an informed decision.  

FIND AN ADVISER >>

Please note that unbiased.co.uk bears no relation to Rathbone Unit Trust Management and we can take no responsibility for their opinions or advice.

Before you make any decisions, you must read the appropriate key investor information document and supplementary information document for important information about our equity, fixed income funds and multi-asset funds.

Our industry trade body, The Investment Association (IA), offer additional guidance on the charges and costs of investing. Please visit the IA website.

 

Execution only (invest without an adviser)

If you would like to invest without using the services of adviser, and you feel that you fully understand the risks involved, you can use an ‘execution only’ company such as Chelsea Financial ServicesHargreaves Lansdown and Elson Associates plc.

Please note that the websites listed above are no relation to Rathbone Unit Trust Management and we can take no responsibility for their opinions or advice.

Choose a suitable fund

Do you want income, capital growth or a combination of both from your investment? Do you prefer a riskier investment with greater potential for growth, or a less volatile investment with slower, steadier growth?

Decide how much to invest, and when

How much you invest is a very personal decision which must consider a number of things. Do you want a tax-free investment, or will you want fast access to your invested funds?  You may favour a riskier approach to investing, but how much can you afford to lose?

Visit our fund pages to access useful reports and help you decide.

 

To invest in our funds either:

  • Contact our dealing and valuations line on 0330 123 3810 between 9.00am and 5.00pm Monday to Friday, or
     
  • Visit our page on distribution partners for one of the many fund platforms and life companies our funds are available through  
     
  • Invest in our funds by post.  Download an application form
Our distribution partners

For your convenience, you can buy our products through our distribution partners.  It gives you access to a large range of life company fund platforms and fund supermarkets.  

  • 7IM
  • Aegon
  • AllFunds
  • Alliance Trust
  • Ascentic
  • Aviva
  • Axa
  • CoFunds
  • Fundsnetwork
  • James Hay
  • Novia
  • Nucleus
  • Old Mutual
  • Pershings
  • Standard Life
  • Transact
  • Zurich

Note: These websites are third party sites and Rathbones does not endorse or recommend any. Please observe each site's privacy and cookie policies as well as their platform charges structure.

Unit trust / OEIC applications

Please read the important information carefully before applying.

Essential supporting information

Application forms*

Unit Trust application forms


Prospectus


* You must read the appropriate key investor information document (KII) and the supplementary information document.
** Please make sure you have read the supplementary information document.

Different investment limits and charges apply for ‘R’ class and ‘I’ class investments - please see the supplementary information document for more information.

Where do I send completed application forms?

Please send all completed application forms to:

Rathbone Unit Trust Management Limited
PO Box 9948
Chelmsford
CM99 2AG

 

Multi-asset / OEIC applications

Please read the important information carefully before applying.
 

Essential supporting information

Multi-asset applications*


Prospectus

* You must read with the appropriate key investor information document (KII) and the supplementary information document.
** Please make sure you have read the supplementary information document.

Different investment limits and charges apply for ‘R’ class and ‘S’ class investments - please see the supplementary information document for more information.
 

Where do I send completed application forms?

Please send all completed application forms to:

Rathbone Unit Trust Management Limited
PO Box 9948
Chelmsford
CM99 2AG

ISA

What is an Individual Savings Account (ISA)?

An ISA is a 'wrapper' in which you can put different types of investments (components) without having to pay tax on the investment growth or interest produced in the case of the Rathbone Ethical Bond Fund. You can hold up to three types of investment within an ISA: stocks and shares (including unit trusts), cash and life insurance.

What is an ISA?

When you invest in our ISA, your money will buy units in one or more of our unit trusts. The monies are then invested in accordance with the fund's investment objectives.

The aim of our ISA (Individual Savings Account) is to generate income and/or capital growth within a tax-efficient environment.

We do not offer a cash or life insurance ISA. To find out information about what types of ISA are available please read the supplementary information document for the appropriate product range and investment: Unit Trust, or Multi-Asset Portfolios. For information on charges please read the key investor information document appropriate to your investment.

Charities, Pensions, ISAs and non-taxpayers can reclaim 20% tax on interest distributions within the Rathbone Ethical Bond Fund.

Subscriptions and eligibility

The ISA tax year runs from 6 April to 5 April the following year. In the current tax year 2018/2019 (from 6th April 2018), your upper limit is £20,000 for all eligible investors. In the new tax year 2019/2020 (from 6th April 2019) your allowance remains frozen at £20,000).  Please download the appropriate forms and information below.

Note: ISA application forms for 2018/2019 received after 5 April 2019 (the end of the current tax year) will NOT be accepted.

Document(s) to download for tax year 2018/19, and 2019/2020 (your new tax year from 5th April 2019):

Essential supporting information

 

ISA Application forms (current tax year 2018/2019)*

Unit Trust ISA application forms 

Multi-Asset ISA Application forms (current tax year 2018/2019)*


ISA Application forms (2019/20)*

Unit Trust ISA application forms 

 

Multi-Asset ISA Application forms (2019/20)*

Prospectus

 

* You must read with the appropriate key investor information document (KIID) and the supplementary information document.

** Please make sure you have read the supplementary information document.

Different investment limits and charges apply for ‘R’ class, and ‘I’ class investments - please see the supplementary information document for more information.

Please send all completed application forms to:

Rathbone Unit Trust Management Limited
PO Box 9948
Chelmsford
CM99 2AG