Individual investors

This website is for existing individual investors (or retail investors) based within or outside of the UK or channel islands.

Please select your country of residence*:
(*country of residence if an individual or country of operation if a corporation)

From 29 March 2019 the fund will not accept any new clients domiciled in an European Union (EU) 27 country. Current investors within the EU and the European Economic Area (EEA) may continue to hold units in our UK domiciled funds and may make additional contributions. This is subject to change.

Please read the legal and regulatory terms and conditions that apply when using this website. By entering, you are confirming you are an ‘individual investor’, accepting the terms and conditions of use.

Rathbone Multi-Asset Total Return Portfolio

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View RMAPs investor brochure 

We aim to deliver a greater total return than the Bank of England's Base Rate + 2%, after fees, over any three-year period by investing with our Liquidity, Equity-type risk and Diversifiers (LED) framework. Total return means the return we receive from the value of our investments increasing (capital growth) plus the income we receive from our investments (interest and dividend payments). We use the Bank of England's Base Rate + 2% as a target for our fund’s return because we aim to provide a return in excess of what you would receive in a UK savings account.

There is no guarantee that we will achieve a total return over a three-year, or any, time period. This is an investment product, not a cash savings account. Your capital is at risk.

We aim to deliver this return with no more than one-third of the volatility of the FTSE Developed stock market Index. As an indication, if global stock markets fall our fund value should be expected to fall by around one-third of that amount. Because we measure volatility over a three-year period, some falls may be larger or smaller over shorter periods of time. We aim to limit the amount of volatility risk our fund can take because we want our investors to understand the risk they are taking in terms of the global stock market.

Fund overview

Costs and charges

MiFID II charges

R class

Ongoing charges figure (OCF) as at 31.03.2021
Inc: 1.65%/Acc: 1.65%

Transaction costs
Inc: 0.07%/Acc: 0.07%

Total MiFID II charges
Inc: 1.72%/Acc: 1.72%

The MiFID II charges include the Ongoing Charges Figure (OCF) and transaction costs. PRIIPs compliant

S class

Ongoing charges figure (OCF) as at 31.03.2021
Inc: 0.65%/Acc: 0.65%

Transaction costs
Inc: 0.07%/Acc: 0.07%

Total MiFID II charges
Inc: 0.72%/Acc: 0.72%

The MiFID II charges include the Ongoing Charges Figure (OCF) and transaction costs. PRIIPs compliant

Performance

Prices and dividends

Breakdown

Downloads

Pages

How to invest

Visit our ‘how to invest’ pages to learn about your available options to invest in the fund. This includes our distribution partners and direct postal investment.

Portfolio and market insights

Thursday, September 30, 2021

Quarterly fund update, Q3 2021

As 2021 has progressed, risks have risen almost in line with stock markets. In response to this, we’ve felt it prudent to take profits from some of our better-performing stocks, particularly those in the technology space that benefited considerably from the shift to remote working and increasingly digital lives.

 

Friday, January 31, 2020

Trading places

Like Eddie Murphy and Dan Aykroyd in John Landis’s classic film Trading Places, it pays to walk a while in someone else’s shoes. It gives you perspective and leads to questions that would never have occurred to you before.

Read more